This website, craigtodd.com, is owned and operated by Craig Todd ("we", "us", or "our"). By accessing or using this site you agree to the terms set out in this disclaimer. The information, content, products, and services provided on this site are for general education, informational, and entertainment purposes only.
This disclaimer should be read together with our Terms of Use, Privacy Policy, Cookie Policy, and Refund Policy. In the event of any conflict between this disclaimer and those documents, the terms of the most specific document governing the matter shall prevail.
1. No Professional Relationship
Nothing on this site, in any product we sell, in any email or video we send, or in any coaching call, webinar, or community discussion we host, creates a professional advisory, fiduciary, agency, partnership, employer-employee, doctor-patient, lawyer-client, accountant-client, financial-adviser-client, or any other formally regulated relationship between you and us.
We are not authorised or regulated by the Financial Conduct Authority, the Solicitors Regulation Authority, the Information Commissioner's Office (as a registered DPO), the General Medical Council, or any equivalent UK or international regulatory body, and nothing on this site should be interpreted as regulated advice.
2. Educational and Informational Use Only
All content on this site, and all digital products, downloads, courses, coaching sessions, webinars, templates, software, and written or recorded material we provide, is intended for general education and personal improvement only. It is not a substitute for:
- Independent professional legal advice
- Independent professional financial, tax, or investment advice
- Independent professional medical, psychological, or healthcare advice
- Independent professional marketing, business, or operational advice tailored to your specific circumstances
Before taking any action based on information obtained from this site or our products, you should consult an appropriately qualified and regulated professional who is familiar with your own circumstances. We accept no responsibility for any action taken, or not taken, in reliance on the information we provide.
3. No Guarantees or Warranties
All content is provided in good faith. However, to the fullest extent permitted by law, we make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, suitability, reliability, availability, or timeliness of any information, product, service, or related graphic contained on this site. Any reliance you place on such information is strictly at your own risk.
Information may be updated, replaced, or removed at any time without notice. We do not warrant that the site will be uninterrupted, error-free, secure, or free from viruses or other harmful components, although we take reasonable steps to ensure that it is.
Nothing in this section limits or excludes:
- our liability for death or personal injury caused by our negligence;
- our liability for fraud or fraudulent misrepresentation;
- any right you have as a consumer under the Consumer Rights Act 2015 or other applicable consumer-protection law that cannot lawfully be excluded.
4. Results, Earnings, and Forward-Looking Statements
We sell digital products, software, online courses, and coaching services designed to help you develop skills, improve workflows, and build commercial projects. We do not guarantee any specific outcome, level of income, business growth, or financial result from your use of those products or services.
You acknowledge and agree that:
- Any income examples, revenue figures, case studies, screenshots, or testimonials shown on the site or in our products are illustrative only and are not typical of the results most users will achieve.
- Results depend on a wide range of factors outside our control, including but not limited to your own effort, time invested, prior skills, business model, market conditions, competitive landscape, and personal circumstances.
- Past performance — ours or anyone else's — is not a reliable indicator of future results.
- Any forward-looking statement (any statement that uses words such as "will", "should", "could", "estimate", "anticipate", "project", or similar terms) reflects our opinion at the time of writing and is subject to risks, uncertainties, and assumptions that may cause actual results to differ materially.
- This is not a "get-rich-quick" scheme, an investment opportunity, a passive-income guarantee, or a job offer.
You assume full responsibility for any decisions you make based on the materials, and for any results — positive or negative — that follow.
5. No Financial, Investment, or Tax Advice
Nothing on this site or in any product we sell constitutes financial advice, investment advice, trading advice, tax advice, or a recommendation to buy, sell, or hold any asset, security, cryptocurrency, or financial instrument. Information of a financial nature is provided for educational purposes only. You should consult an FCA-authorised financial adviser, qualified accountant, or tax professional before making any decision based on it.
We do not handle client money, and we do not provide regulated financial services of any kind.
6. No Medical or Psychological Advice
Nothing on this site or in any product, coaching call, or community discussion constitutes medical, psychological, psychiatric, or therapeutic advice. If you are experiencing physical or mental-health concerns, please consult a qualified, registered healthcare professional. In an emergency, contact 999 (UK), 112 (EU), or your local emergency services.
7. Testimonials and Case Studies
Testimonials, case studies, reviews, and success stories shown on this site reflect the individual experiences of the people who provided them. They are not a guarantee of your own results.
We take reasonable steps to verify the authenticity of testimonials and case studies before publishing them. Testimonials may be edited for grammar, length, or clarity, but never in a way that materially changes their meaning. Where a testimonial has been provided in exchange for any form of incentive (for example, a discount, a free product, or affiliate consideration), this will be disclosed alongside the testimonial.
Your results may differ — significantly. The vast majority of people who buy informational or educational products do not implement the material consistently and therefore do not achieve the headline outcomes described.
8. Affiliate and Compensation Disclosure
Some links on this site, in our emails, in our content, and in our products are affiliate links. This means we may earn a commission, at no additional cost to you, if you click the link and complete a qualifying action (for example, a purchase or a subscription).
We may participate in a variety of affiliate networks and direct partner programmes from time to time. The specific networks and partners change as our content changes; we do not maintain a public list. If you wish to know whether a specific link is an affiliate link, please email privacy@craigtodd.com.
Our editorial decisions, product reviews, and recommendations are made on our own initiative. We do not recommend products or services solely because we receive a commission, and the existence of an affiliate relationship is never the determining factor in whether we feature a product. However, you should always do your own due diligence before purchasing any product through a link on this site.
This disclosure is made in compliance with the UK Advertising Standards Authority's CAP Code and the Competition and Markets Authority's guidance on online endorsements.
9. External Links
This site may contain links to third-party websites. We do not control, endorse, or accept responsibility for the content, accuracy, opinions, products, or services provided by those external sites. We are not responsible for the privacy practices of any third-party site, and you should review each site's own terms and privacy policy before using it.
A link on this site does not imply any sponsorship, association, or endorsement by us of the linked party.
10. Use At Your Own Risk
You access and use this site, and any product, service, or information made available through it, at your own risk. To the fullest extent permitted by law, you assume full responsibility for:
- any action you take in reliance on information found on the site or in any product;
- any direct or indirect consequence of using software, code, templates, plugins, or workflows we provide;
- any business, financial, legal, or personal decision you make as a result of consuming our content.
11. Limitation of Liability
Nothing in this disclaimer limits or excludes our liability for:
- death or personal injury caused by our negligence;
- fraud or fraudulent misrepresentation;
- any matter for which it would be unlawful to limit or exclude liability under the Consumer Rights Act 2015 or other applicable law.
Subject to the above, to the fullest extent permitted by law:
- We disclaim all liability for any direct, indirect, incidental, special, consequential, exemplary, or punitive losses arising out of or in connection with your access to or use of the site, our products, or our services — including but not limited to loss of profits, revenue, business, anticipated savings, data, goodwill, or reputation.
- Our total aggregate liability to you for all claims arising out of or in connection with this site, our products, or our services — whether in contract, tort (including negligence), breach of statutory duty, or otherwise — is limited to the greater of: (a) the total amount you have paid us in the twelve (12) months preceding the event giving rise to liability; or (b) one hundred pounds sterling (£100).
Your statutory rights as a consumer remain unaffected.
12. Indemnity
To the fullest extent permitted by law, you agree to indemnify and hold us harmless from any claim, loss, liability, damage, cost, or expense (including reasonable legal costs) arising out of your breach of this disclaimer, your misuse of any product, your reliance on any information provided, or your infringement of any third-party right. This indemnity does not apply to the extent any such claim arises from our own negligence, wilful misconduct, or breach of these terms.
13. Intellectual Property
All content, branding, course material, software, templates, downloadable assets, and graphics on this site are owned by us or licensed to us and are protected by UK and international intellectual-property law. You may not copy, reproduce, redistribute, resell, sublicense, or publish any of our content or products without our prior written permission, except as expressly permitted by the licence on which the relevant product was sold to you.
14. Governing Law and Jurisdiction
This disclaimer, and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with it or its subject matter, shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction over any such dispute or claim, except where mandatory consumer-protection rules of your country of habitual residence give you the right to bring proceedings in the courts of that country.
15. Severability
If any provision of this disclaimer is found by a court of competent jurisdiction to be unlawful, void, or unenforceable, that provision shall be severed from the rest of the disclaimer and shall not affect the validity and enforceability of the remaining provisions.
16. Updates to This Disclaimer
We reserve the right to update or modify this disclaimer at any time, without prior notice. The "Last updated" date at the top of this page reflects the most recent change. Your continued use of the site after any change constitutes your acceptance of the revised disclaimer.
17. Contact
If you have any questions about this disclaimer or anything on this site, contact:
Email: privacy@craigtodd.com
Website: https://craigtodd.com
Last updated: 18 May 2026