Craig Todd | Terms & Conditions For The Modern Creator

Agreement to Terms
Intellectual Property Rights
User Representations
Prohibited Activities
User-Generated Contributions
Contribution License
Submissions
Site Management
Term and Termination
Modifications and Interruptions
Digital Products and Refunds
Governing Law
Dispute Resolution
Corrections
Disclaimer
Limitations of Liability
Indemnification
User Data
Electronic Communications, Transactions, and Signatures
Affiliate Program
Miscellaneous
Contact Us

1. AGREEMENT TO TERMS

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Craig Todd, sole trader, of the United Kingdom ("Company," "we," "us," or "our"), concerning your access to and use of the craigtodd.com website as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the "Site"). You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms of Use. You are responsible for checking the applicable Terms each time you use the Site. You will be deemed to have accepted any revised Terms by your continued use of the Site after the date such revised Terms are posted.

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation, or which would subject us to any registration requirement within that jurisdiction. Those who access the Site from other locations do so on their own initiative and are solely responsible for compliance with applicable local laws.

2. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Site is our proprietary property. All source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us, or are licensed to us, and are protected by copyright, trademark, and other intellectual property laws of the United Kingdom and applicable international treaties. The Content and the Marks are provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms, no part of the Site, Content, or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

Provided that you are eligible to use the Site, you are granted a limited, non-exclusive, non-transferable licence to access and use the Site and to download or print a single copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content, and the Marks.

3. USER REPRESENTATIONS

By using the Site, you represent and warrant that:

You are at least 18 years old, or you have the consent of a parent or legal guardian if you are between 16 and 18 and are using the Site in a jurisdiction where this is required;
You have the legal capacity to enter into a binding contract and agree to comply with these Terms;
You will not access the Site through automated or non-human means, whether through a bot, script, or otherwise, except as permitted by ordinary search-engine indexing;
You will not use the Site for any illegal or unauthorised purpose;
Your use of the Site will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we may suspend or terminate your account and refuse any current or future use of the Site.

4. PROHIBITED ACTIVITIES

You may not access or use the Site for any purpose other than that for which we make it available. You agree not to:

Systematically retrieve data or other content from the Site to compile a collection, compilation, database, or directory without our written permission;
Attempt to defraud, deceive, or mislead us or other users, especially in any attempt to obtain account credentials, payment information, or other sensitive data;
Circumvent, disable, or otherwise interfere with security features of the Site, including features that prevent or restrict the use or copying of any Content;
Use any information obtained from the Site to harass, abuse, or harm another person;
Make improper use of our support services, or submit false reports of abuse or misconduct;
Use the Site in any manner inconsistent with applicable laws or regulations;
Engage in unauthorised framing of, or linking to, the Site;
Upload or transmit (or attempt to upload or transmit) viruses, malware, or other material that interferes with any party's use of the Site;
Engage in any automated use of the system, such as scripted submissions, data mining, robots, or similar gathering tools;
Remove or alter any copyright or proprietary-rights notice from any Content;
Impersonate another user or person, or use another user's account;
Upload or transmit any passive or active information-collection device, including tracking pixels, web bugs, or hidden mechanisms;
Interfere with, disrupt, or create an undue burden on the Site or its underlying networks;
Harass, threaten, or intimidate any of our staff, contractors, or service providers;
Attempt to bypass any access-restriction measures of the Site;
Copy, adapt, decompile, disassemble, or reverse-engineer the Site's software, except to the extent applicable law expressly permits;
Use a buying agent or purchasing agent to make purchases on the Site;
Collect usernames or email addresses of users for the purpose of sending unsolicited communications, or create user accounts by automated means or under false pretences.

5. USER-GENERATED CONTRIBUTIONS

Parts of the Site may allow you to submit, post, or display content and materials (including text, comments, suggestions, audio, video, photographs, or other material) (collectively, "Contributions"). Contributions may be viewable by other users and may be handled in accordance with our Privacy Policy.

When you create or submit any Contributions, you represent and warrant that:

The creation, distribution, and use of your Contributions do not infringe the proprietary rights, including copyright, patent, trademark, trade secret, or moral rights, of any third party;
You are the creator and owner of the Contributions or have the necessary licences, rights, consents, and permissions to authorise our use of them as contemplated by these Terms;
You have the written consent of every identifiable individual in your Contributions to use their name or likeness;
Your Contributions are not false, inaccurate, or misleading;
Your Contributions are not unsolicited or unauthorised advertising, promotional material, pyramid schemes, chain letters, spam, or solicitation;
Your Contributions are not obscene, lewd, violent, harassing, defamatory, or otherwise objectionable;
Your Contributions do not ridicule, mock, intimidate, or abuse any person;
Your Contributions do not violate any applicable law, regulation, or rule;
Your Contributions do not violate the privacy or publicity rights of any third party;
Your Contributions do not violate any law concerning the protection of children;
Your Contributions do not include discriminatory content related to race, national origin, gender, sexual orientation, religion, or disability.

You alone are legally responsible for the Contributions you submit. We do not actively monitor all user content but reserve the right to moderate, edit, or remove anything that violates these Terms or the law. The views expressed by users in Contributions are their own and do not represent those of Craig Todd or craigtodd.com. Any use of the Site in violation of the above may result in suspension or termination of your rights to use the Site.

6. CONTRIBUTION LICENSE

You agree that we may access, store, process, and use any information and personal data that you provide in accordance with our Privacy Policy and the settings you have selected.

By submitting Contributions, you grant us a worldwide, royalty-free, non-exclusive, perpetual licence to host, store, reproduce, display, modify (for formatting purposes), distribute, and use the Contributions in connection with operating and promoting the Site. You retain ownership of your Contributions and any intellectual property rights in them. We are not liable for any statements or representations in your Contributions, and you agree to release us from any liability arising from them.

7. SUBMISSIONS

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site ("Submissions") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You warrant that your Submissions are original to you or that you have the right to submit them.

8. SITE MANAGEMENT

We reserve the right, but not the obligation, to:

Monitor the Site for violations of these Terms;
Take appropriate legal action against anyone who, in our reasonable judgement, violates the law or these Terms, including reporting violations to law-enforcement authorities;
In our reasonable judgement, refuse, restrict access to, limit the availability of, or disable any Contributions or portion thereof;
Without notice or liability, remove from the Site or disable files and content that are excessive in size or burdensome to our systems;
Otherwise manage the Site in a manner designed to protect our rights and property and to facilitate proper functioning.

9. TERM AND TERMINATION

These Terms shall remain in full force and effect while you use the Site. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Site (including blocking specific IP addresses) to any person, for any reason or no reason, including breach of these Terms or applicable law.

We may suspend or terminate your account at any time for conduct we reasonably consider harmful to other users, the Site, or our brand, including abusive behaviour, security violations, or misuse of digital products.

If your account is terminated or suspended, you are prohibited from creating a new account under your name, a false identity, or on behalf of another entity.

You may also request termination of your account at any time by contacting us at support@craigtodd.com. We reserve the right to pursue appropriate legal action in response to any breach of these Terms.

10. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Site at any time, at our sole discretion, without notice. We have no obligation to update any information on the Site. We also reserve the right to modify or discontinue all or part of the Site without notice. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site, except where such liability cannot be excluded under applicable law.

We cannot guarantee that the Site will be available at all times. We may experience hardware, software, or other problems, or need to perform maintenance, resulting in interruptions, delays, or errors. You agree that, except as expressly stated in Section 16 or otherwise required by law, we have no liability for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance.

11. DIGITAL PRODUCTS AND REFUNDS

When you purchase access to digital products, downloads, or online content (including but not limited to courses, guides, plugins, licences, or memberships), access is generally granted immediately upon successful payment. Where you have explicitly agreed to immediate delivery at checkout, you acknowledge that, under Article 16(m) of the Consumer Rights Directive 2011/83/EU (as retained in UK law via the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, regulation 37), the statutory 14-day right of withdrawal does not apply to that purchase once download or delivery has begun.

Where you have not waived this right, your statutory cancellation right remains intact.

Refund eligibility (windows, conditions, exclusions, and how to request) is set out in our separate Refund Policy. Nothing in these Terms limits any non-excludable consumer right you have under the Consumer Rights Act 2015 or other applicable UK or EU consumer-protection law.

You agree not to share, redistribute, resell, or republish any digital material obtained through the Site without our express written permission.

12. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of England and Wales. Any disputes arising under or in connection with these Terms (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the courts of England and Wales, except where mandatory consumer-protection rules of your country of habitual residence give you the right to bring proceedings in the courts of that country.

13. DISPUTE RESOLUTION

If you have any concerns or disputes about the Site, we encourage you to contact us first to seek informal resolution by emailing support@craigtodd.com. We will respond within a reasonable time and attempt in good faith to resolve the matter.

If a resolution cannot be reached, any disputes or claims shall be governed and resolved as set out in Section 12.

To the fullest extent permitted by law, and without limiting any statutory consumer right:

Each party agrees to bring claims on an individual basis only and not as part of any class, collective, or representative proceeding;
No claim shall be consolidated with claims brought by other claimants without our prior written consent.

Nothing in this section limits any right you may have under the UK Consumer Rights Act 2015 (including collective proceedings before the Competition Appeal Tribunal where applicable) or other mandatory consumer-protection law.

14. CORRECTIONS

There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time without prior notice.

15. DISCLAIMER

THE SITE IS PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, EXCEPT TO THE EXTENT SUCH WARRANTIES CANNOT BE LAWFULLY EXCLUDED UNDER THE CONSUMER RIGHTS ACT 2015 OR OTHER APPLICABLE LAW.

WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE'S CONTENT OR OF ANY WEBSITES LINKED TO THE SITE, AND ASSUME NO LIABILITY OR RESPONSIBILITY FOR: (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (2) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR ACCESS TO OR USE OF THE SITE, EXCEPT WHERE CAUSED BY OUR NEGLIGENCE; (3) ANY UNAUTHORISED ACCESS TO OR USE OF OUR SECURE SERVERS OR ANY PERSONAL OR FINANCIAL INFORMATION STORED THEREIN, EXCEPT TO THE EXTENT CAUSED BY OUR BREACH OF DATA-PROTECTION OBLIGATIONS; (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE; (5) ANY BUGS, VIRUSES, OR SIMILAR THAT MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY; OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT MADE AVAILABLE VIA THE SITE.

WE DO NOT WARRANT, ENDORSE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE OR ANY HYPERLINKED WEBSITE. AS WITH ANY PURCHASE, YOU SHOULD USE YOUR BEST JUDGEMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

16. LIMITATIONS OF LIABILITY

Nothing in these Terms limits or excludes our liability for:

death or personal injury caused by our negligence;
fraud or fraudulent misrepresentation;
any matter for which it would be unlawful to limit or exclude liability under the Consumer Rights Act 2015 or other applicable law.

Subject to the paragraph above, to the fullest extent permitted by law, we (including our directors, employees, contractors, and agents) shall not be liable to you for any indirect, incidental, consequential, special, or punitive losses, including loss of profits, revenue, business, anticipated savings, data, or goodwill — even if we have been advised of the possibility of such losses.

Subject to the first paragraph above, our total aggregate liability to you arising out of or in connection with these Terms and your use of the Site, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, is limited to the greater of:

(a) the total amount you have paid us in the twelve (12) months preceding the event giving rise to liability; or
(b) one hundred pounds sterling (£100).

Your statutory rights as a consumer remain unaffected.

17. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our officers, agents, partners, contractors, and employees, from and against any loss, damage, liability, claim, or demand — including reasonable legal costs and expenses — made by any third party arising out of or relating to: (1) your use of the Site; (2) breach of these Terms by you; (3) any breach of your representations and warranties set out in these Terms; (4) your violation of the rights of a third party, including intellectual-property rights; or (5) any overt harmful act toward another user with whom you connected via the Site.

We reserve the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate at your expense with our defence of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding subject to this indemnification upon becoming aware of it.

This section does not apply to the extent the relevant claim arises from our own negligence, wilful misconduct, or breach of these Terms.

18. USER DATA

We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, and data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that, except where such liability cannot be excluded under applicable law, we shall have no liability for any loss or corruption of such data.

Your data-protection rights are set out in full in our Privacy Policy, including your rights under the UK General Data Protection Regulation and the EU GDPR to access, rectify, erase, restrict, or object to the processing of your personal data, to data portability, and to lodge a complaint with the Information Commissioner's Office (ICO).

19. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications we provide to you electronically — via email or on the Site — satisfy any legal requirement that such communication be in writing. You agree to the use of electronic signatures, contracts, orders, and other records, and to electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the Site, in accordance with the Electronic Communications Act 2000 and the eIDAS Regulation (Regulation (EU) No 910/2014, as retained in UK law).

20. AFFILIATE PROGRAM

We may operate an affiliate programme that allows approved partners ("Affiliates") to earn commission by referring others to craigtodd.com. Participation is subject to:

Application and our acceptance;
Honest, non-spam promotion that does not make misleading or unsubstantiated claims;
Commission payouts only after the applicable refund window for the referred purchase has passed.

Full terms are set out in our separate Affiliate Terms. The terms of the affiliate programme may be updated from time to time at our discretion.

21. MISCELLANEOUS

These Terms and any policies or operating rules posted on the Site constitute the entire agreement and understanding between you and us in respect of your use of the Site. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver. These Terms operate to the fullest extent permitted by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any event beyond our reasonable control (including, but not limited to, acts of God, war, riot, embargo, governmental action, fire, flood, accident, strike, or transport or supply shortage). If any provision of these Terms is determined to be unlawful, void, or unenforceable, that provision is deemed severable and does not affect the validity of the remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms. These Terms shall not be construed against us by virtue of having drafted them.

Accessibility. We are committed to making our services accessible in line with the UK Equality Act 2010. If you experience any barriers while using the Site, please contact us at support@craigtodd.com so we can assist.

Modifications. We reserve the right to update or change these Terms at any time. Updates will be posted to this page with a new "Last updated" date. Continued use of the Site after changes constitutes acceptance of the new Terms.

For information on cancellations or refunds for digital products, please see our Refund Policy.

22. CONTACT US

To resolve a complaint regarding the Site, or for further information regarding the use of the Site, please contact:

Craig Todd
Email: support@craigtodd.com
Privacy queries: privacy@craigtodd.com
Website: https://craigtodd.com

Last updated: 18 May 2026

Table of Contents